A bixinta lacag duuduuba ee dadka hawlgabka ah kuwaas oo ku tiirsan yihiin iyo sida loo helo

Qof walba, taasoo ka dhigeysa ay u qalmeen oo sannado badan ee nolosha ay ku nastaan shaqada, waxa uu xaq sharci ah hawlgabka. Inta badan size ee lacagaha hawlgabka ahi kuma filla for jiritaanka raaxo leh. Sidaa darteed, gobolka ku soo rogay waajib ku ah in ay bixisaa gargaarkii fud-wadarta dadka hawlgabka ah ee dopolnitelenie dakhliga aasaasiga ah ay sabab u tahay lacagta hawlgabka.

lacagta kaydka hawlgabka (SOPs) waa fikradaha

kaydadka hawlgabka - waa xaddiga lacagta caddaanka ah in uu yahay on account hawlgabka gaarka ah ee muwaadin ah oo ka qayb caymiska hawlgabka khasab ah in Fund Pension ee Ruushka (ama lacagta hawlgabka ee gaarka loo leeyahay). Kuwaas waxaa ka mid ah:

• qadarka lacagta caymiska, kuwaas oo ku qoran loo-shaqeeyaha shaqadooda si waafaqsan xeerarka caymiska hawlgabka qasabka ah in ay qayb ka maalgelisay oo hawlgabka ah muwaadin oo dhan;
• loogu talagalay dadka ka qeyb qaadanaya barnaamijka dawladda co-maalgelinta hawlgabka - qadarka lacagta caymiska bixiyo marka lagu daro by qaybta accumulative hawlgabka; xaddiga taageero ka timid shaqo-ka qeyb barnaamijka wada-maalgelinta sida dhinac saddexaad, xaddiga tabarucaadka laga soo wareejiyay miisaaniyadda dawladda ee wada-maalgelinta ee raasamaal hawlgabka;
• qayb ka mid ah hab (ama lacagta oo dhan) qoyska (waalid) magaalada, kaas oo loogu talagalay formation of SOPs;
• dakhliga ka lacagta maalgelinta kor lagu sharaxay.

Waa kuwee SPN ah

SPN sameeyay muwaadiniinta, haddii ay xubno ka mid ah nidaamka caymiska hawlgabka khasab ku dhashay ka hor 1967 waa, iyo shaqeeyay / ka shaqaynayaan waqti kasta tan iyo 2001. Waxaa ka mid ah fasalka ka mid ah dadka kuwaas oo axsaan caymiska si uu u sameeyo deeqda joogtada hawlgabka maal-shaqeeyaha ka 2001 ilaa 2004. Ninkan oo u dhashay ee muddada u dhaxaysa 1953 in 1966, iyo qof dumar ah, taariikhda dhalashada oo ku dhacda 1957-1966 sanadka.

hawlgabka maalgeliso ayaa diyaar u ah hooyooyinka soo diray magaalada ee hooyonimada si ay u sameeyaan SPN ah, iyo ka qaybgalayaasha barnaamijka hawlgabka co-maalgelinta.

tabo cusub Major degaanka ee lacagaha SPN

Recently, dowladda Ruush waxaa soo koraya sharciga ah, sida laga soo xigtay oo muwaadin kasta wuxuu leeyahay fursad uu ma aha oo kaliya si ay u helaan lacagta hawlgabka mushaharka dabadii nolol kharash ku kaydadka hawlgabka, laakiin sidoo kale in ay ku tiirsanaadaan hal-off kaalmada bulshada. Intaa waxaa dheer, hawlgab kasta xaq u saaro lacagaha hawlgabka degdeg ah SPN, taas oo la sameeyey kharashka caymiska heshaa qaaraan ikhtiyaari.

suuragalnimada in wareejinta xaq u leedahay inaad hesho hadha SPN ayaa sidoo kale la ballaariyey. A dhowr sano ka hor kuwo ay awoodaan si ay u helaan SPN ah, oo kaliya haddii muwaadin caymis dhintay ka hor inta uu la siiyey lacagta hawlgabka mushaharka dabadii ah. Sida laga soo xigtay Sharciga ah, haddii aan la bixin qayb ka hadhay lacagta hawlgabka degdegga ah ee dhimashada muwaadin ceymiska ku ah, ka dib markii si ay u helaan waxa ay ka dalban kartaa bedelka. Innovations ayaa arrimaha xigta SPN sameeyay kharashka waalidka caasimada (qoyska) wuxuu taabtay.

Nooc oo hawlgab ah

Under sharciga, muwaadin kasta, marka laga reebo lacagaha uu nool yahay ee lacagta hawlgabka, ku kalsoonaan kartaa lacagta hal mar ah si ay dadka hawlgabka ah.

faa'iidooyinka Pension waa:

• lacagta hawlgabka srochnaya;
• lacag hal mar ah si ay dadka hawlgabka ah,
• SPN, kuwaas oo lagu eedeeyay in ay gaaraan da'da hawlgabka,
• bixinta ee qofka hawlgabka ceymiska ku hadha uu.

duuduubka hawlgabka

One-time bixinta bulshada dadka hawlgabka ah - fursad aad u hesho qayb ka mid ah lacagta hawlgabka mushaharka dabadii ee nolosha, ma aha oo kaliya ee foomka of lacagta bil kasta, laakiin sidoo kale sida lacag hal mar ah (oo leh xuquuq gaar ah). Sidoo kale, muwaadiniin heli kartaa lacagta hawlgabka degdegga ah, taas oo la aasaasay kharash ku darsaday dheeraad ah.

Yaa ku tiirsan tahay bixinta lacag duuduuba

lacagta fud-wadarta sameeyey si dadka hawlgabka ah qaybaha sida dadka ceymiska:

1. Citizens codsanaya macaashka ee la xidhiidha khasaaraha ka mid ah kuwa masuul ah.
2. Dadka qaata hawlgabka ah iyo dadka hawlgabka ah dadka naafada ah ay sabab u tahay cudur.
3. Citizens yihiin kuwa aan xaq u hawlgabka ay sabab u la'aanta ah ee waayo-aragnimo shaqo, laakiinse waxaad ku hoos nidaamka hawlgabka dadweynaha qaab ah hawlgabka bulshada ku dhici.

A bixinta lacag duuduuba ee dadka hawlgabka ah, kaas oo bixiya

duuduubka maal SPN qaadeen FIU ama NPF, ku xiran tahay meesha qofka ceymiska inaad bixiso lacagta caymiska. bixinta gargaarka fud-wadarta dadka hawlgabka ah waxaa nidaaminaya Dowladda.

List of waraaqaha loo baahan yahay

A bixinta lacag duuduuba ee dadka hawlgabka ah waa nooc ka mid declarative. Si aad u hesho, waa in aad si shaqsi ah u codsan in xafiiska dhulka Fund Pension ama lacagta hawlgabka ee gaarka loo leeyahay, adigoo soo gudbinaya codsi qoraal ah oo la siiyo dokumentiyada soo socda:

• kaarka aqoonsiga ee muwaadin reer Ruush ee Federation,
• shahaadada caymiska hawlgabka qasabka ah;
• shahaadada uu soo saaray kormeere ee laanta dhulka Waxaana jariidadu intaas ka, caymiska iyo xaddiga lacagta hawlgabka mushaharka dabadii ah,
• faahfaahinta bangiga ee suuqa kala iibsiga lacagaha hal mar ka SPN.

Markii aan ka heli kartaa lacag

Under sharciga, go'aanka ku saabsan bixinta lacag hal mar ah waxaa laga dhigi doonaa muddo bil ah laga bilaabo taariikhda soo gudbinta codsiga qoraal ah Fund Pension la siinta dukumentiyada lagama maarmaanka ah gudahood. Iyada oo natiijo fiican, bixinta lacag duuduuba ee hawlgabka ah waa la fuliyay in muddo 2 bilood ah aan ka badnayn laga bilaabo taariikhda go'aanka. In case of failure in uu magacaabo lacag, Fund Pension qoraal wargelinaysaa muwaadin go'aanka, sheegaya sababta.

size ee duuduubka ah

One-time lacagta hawlgabka waxay ku xiran tahay xaddiga SPN ku jira account ka fariistay ay, waqtiga ballanta ee hawlgabka shaqada. Citizens dhashay ka hor 1967, accruals hawlgabka la sameeyey muddo saddex sano ah (2002-2004), sidaas darteed lacagta heshay ah laga bilaabo 5 ilaa 15 kun oo rubles.

A bixinta lacag duuduuba hawlgabka duulankii

muwaadiniinta Ruushka looga eryay adeegga ee Wasaaradda Arrimaha Gudaha oo la xaqa hawlgabka ah, oo qaatay on record for lacag hal mar ah inta lagu jiro mudada of adeeg, waxay xaq u leeyihiin lacag halmar-tirinnay mid ah faa'iidooyinka bulshada.

lacagta One-time in dadka hawlgabka ah la siin karaa ee wixii ay weyddiisteen, haddii ay laga aqbalay ka hor March 1, 2005 diiwaangashan tahay ee u baahan goobaha la deggan yahay jidhku u khuseeya Wasaaradda Arrimaha Gudaha Ruushka.

Sayidka, ku salaysan sharciga u dhigan muwaadin kaalmada bulshada hal mar aan la heli karin, haddii MVD hawlgab ma aha in safka guryaha for heshiiska shaqada shaqaalaynta ama lacag halmar-tiriya in meydadka arrimaha gudaha.

Allowance dadka hawlgabka ah, sii uu mustaqbalkiisa

Muwaadin kasta oo saddexaad ee Ruushka, oo ka kooban in bixinta lacagta hawlgabka, uu mustaqbalkiisa sii. Dabcan, qaar badan ayaa xiiso u Su'aasha ah in bixinta lacag duuduuba hawlgabka shaqeeya a on tiirsan yihiin.

Sida caadiga ah, hawlgabka shaqada faa'iidooyinka fud-tiriya aan la qaadan. Haddii ay dhacdo in la joojiyo sababo la xiriira shaqo la'aan, loo-shaqeeyahaagu waa inuu bixiyo lacagta ku kala caadiga ah.

Iyadoo tan maskaxda, hawlgab kasta Ruush codsan kartaa SPN ah. Waayo, kuwa kaliya in uu codsado PFRF ujeeddo qaadashada lacagta hawlgabka, lacagaha fud-wadarta kharash ku SPN ah lagu sameyn doonaa on codsigooda qoraal wada jir ah ula da'da hawlgabka.

Waayo, lacag hal mar ah, laba xaaladaha waa in la buuxiyaa: muwaadin waa in la xaq u leedahay bixinta hawlgabka waayeelka (ama horey u fariistay) oo ay leeyihiin kaydadka hawlgabka. Halka sabab u ah diidmada in ay bixiyaan lacag hal mar ah ee PFRF maayo. Dowladda Ruushka qaadataa daryeelka dadka hawlgabka ah iyo si joogto ah u barayaa tabo cusub in qaab dhismeedka laanta sharci muwaadiniinta yimid fasax ah, ama haddii aad u baahan tahay wax.

Waxaa xusid mudan in loo maareeyo qayb ka maalgelisay oo ay hawlgabka hawlgab kasta on adiga kuu gaar karaa - waxaad ka heli kartaa oo dheeraad ku ah shaqada, ama si ay u sheeg muddada gaarka ah ee lacagta (lacagta oo dhan waa la soo saari doonaa sannad ama laba ama xataa shan), laakiin waxa aad ka heli kartaa waqti isku mid ah. doorasho dambe waa ka badan faa'iidada badan ee kiisaska SPN uu leeyahay size yar.