Waa maxay score hawlgabka? Sidee dhibcood hawlgabka mushaharka dabadii?

kaydadka hawlgabka ee dadka shaqaalaha kala qaybsan yihiin laba qaybood: kayd ah oo go'an. Qof kasta oo go'aansado inuu nafsaddiisa haddii uu heli lahaa lacag go'an, ama dhammaan lacagaha soo diray in qayb ka mid ah maalgeliso ee hawlgabka. Foomka waxaa loo isticmaalaa si loo xisaabiyo lacagta ee kaydka, waxa ka mid ah dhowr cunsur. Mid ka mid ah iyaga ka mid ah - dhibcood hawlgabka. iyaga On laga wada hadli doonaa in this article.

arrimood

On size ee hawlgabka waxaa saameeya:

• lacagta ku qoran miisaaniyadda ee caymiska ka mushahaarada "cad" ,
• da'da canshuur;
• jiritaanka naafonimo, ku tiirsan,
• hoy,
• wakhtiga hawlgabka (hore ama ma);
• xirrira accumulations.

In 2017, dadka deggan si joogto ah in Ruushka iyo sida 12.31.16 helaan lacagta hawlgabka, la siiyaa lacag hal-mar ah in xaddiga rug 5 kun.. Lacagtani waxa la bixiyaa iyada oo aan soo gudbinta codsiga iyo ma hoos gasho canshuurta dakhliga shakhsiga ah.

xisaabinta hawlgabka

Caddadka lacagta hawlgabka waxaa loo xisaabiyaa sida ay caanaha,

Pension = R x C x R x PV + K, halkaas oo:

• P - wadarta dhammaan arrimo shakhsi ah.
• C - qiimaha lacageed ee hal arrin (dhibcood).
• K - improver index in caymiska iyo lacag go'an.
• PV - ogolaaday bixinta.

Waxaan ka fiirsan si faahfaahsan kasta oo xuduudaheedu waa kuwan.

Wehliyaha Individual

Pension score - qiyaas in qiimeeyaa sanad walba ka jaro caymiska ku saleysan shaqo oo rasmi ah. Marka la xisaabinayo hawlgabka ah ee sanadka 2016-ka la tixgelinayo wadarta dhan dhibcood u ururay. Haddii qof uu u baxay fasax ah in 01.01.2015, isku geynta xisaabinta waa laga heerka kala duwan:

SP = Ji / C, halkaas oo:

• JV - hawlgabka caymiska.
• Ji - caymiska hawlgabka on 31/12/14 lahayn lacagta go'an oo qayb ka maalgelisay.
• C - kharashka score ah 01,01. 15 (64.1 rubles.).

Wadarta dhibcaha oo dhan u ururay ka dib markii 01,01. 15 = CB / CF x 10 halkaasoo:

• SV - darsaday in formation of bixinta caymiska, mushaarka at heerka of 10 ama 16%.
• MB - Qaadhaanka mushaarka ugu badan.

Sidee dhibcood hawlgabka?

Marka horgalaha xisaabinta xisaabta lagu daro muddo cayiman ka mid ah da 'weyni. Tusaale ahaan, muddada daryeelka ilmuhu gaadho da'da ah ee 1.5. Wadarta arrimahaasi waxay waxaa lagu darayaa dhibcaha horay xisaabiyaa. muddooyinka Kuwaas waxaa la tixgeliyaa kaliya haddii aan xisaabta lagu darsado in xisaabinta of hawlgabka ama ka badbaaday.

Tirada dhibcaha hawlgabka in la wxbarashada kartaa sanadka, waxaa xadiday sharciga iyo waxaa si joogto ah kordhaya (ilaa 2021). Yaree tirada horgalaha waa ka duwan yahay kuwa ay go'aansadeen in ay qayb ka maalgelisay oo ay bixinta (5.16 for 2017), iyo kuwa wax (8.26 for 2017) tagay.

kharashka factor sanad walba (01.02) kordhiyaa by ugu yaraan koritaanka qiimaha index ah. Sannad kasta laga bilaabo Abriil 1, dhigay qiimaha cusub ee horgalaha of Law Federaalka "On miisaaniyadda of Waxaana jariidadu intaas ka" ee sanadkii la soo qorsheeyay. Sida of 01.02.16 qiimaha hal dhibic - 74,27 rubles.

tusaale ahaan

Ina keena aynu arki sida loo xisaabiyo lacagta hawlgabka dhibcood sida ay caanaha,

B = (S / M) x 10 halkaasoo:

• S - cadada qarashka ku qoran formation of hawlgabka inay fund hawlgabka la dakhliga sanadlaha ah.
• M - qadarka ku darsaday in mushaharka ugu mushaarka at heerka of 16%.

mushaarka shaqaalaha - 30 kun rubles .. bishii., t. 360 kun. masaxo. e. / sanadkii. saldhiga ugu badan ee 720 kun xoq..:

720 x 0.16 = 115.2 thous. Rug. - lacagta ugu badan ee ku darsaday.

Waxaanu sameynaa xisaabinta dhibcood hawlgabka hoos shuruudaha soo socda:

• shaqaale doortay kaliya hawlgabka caymiska;
• qofka shaqaalaha ah ayaa doortay model ah isku dhafan ee caymiska.

Xulashada 1. Qaadhaanka ee heerka xal 16% waa 57,6 kun. Xoq. (360 x 0.16).

B = (57.6 / 115.2) x 0.1 = 5.

Xulashada 2: Qadarka in heerka ka qayb qaateen 10% waa 36 kun oo xoq.. (360 x 0.1).

B = (36 / 115,2) * 0,1 = 3,125.

lacag go'an

Waxaa lagu wadaa in lacagta adag ee la xiriirta caymiska hawlgabka. Caddadka lacagta waxaa loo xaddiday sannad kasta. Sida of 01/02/16 waxay ahayd 4,56 kun. Xoq. xaddiga lacagta la kordhiyo waxaa la siiyaa:

• c aan naafo.;
• muwaadiniinta da'da 80 sano,
• dadka ka shaqeeya ama ku nool Waqooyiga Fog,
• muwaadiniinta, oo ka kooban dadka naafada ah.

Indexing lama sameeyo dadka hawlgabka shaqada.

In the case of magacaabista hawlgabka jirka ah da'da hore, ka dib markii xaq u leedahay inaad u, ama failure si aad u hesho arrin tarmo hawlgabka helaan waxaa laga codsadaa in lacag go'an.

xaalado gaar ah

Marxaladaha qaar ka mid ah nolosha lagu tirinayaa Seniority. Tusaale ahaan, at call adeegga, daryeelka ilmaha. Mararka sida, dadka inta badan ma shaqeeyo, laakiin waxa uu ku amray xaddi gaar ah oo dhibcood. Haddii qof sii wadaan in ay u shaqeeyaan, wuxuu ka Doortaa: jari dhibcood, ka dakhliga xisaabiyaa, ama ka faa'idaystaan kuwa damaanad qaaday gobolka.

dhibic Pension muddo bulsho weyn:

• 1.8 - for daryeel sano ah qof ka weyn 80 sano jir ah, naafo ah, ama ka tago sano ilmihii ugu horeeyey,
• 3.6 - daryeelka sannadka ee ilmaha labaad,
• 5.4 - daryeelka sano ilmaha saddexaad iyo kuwa ku xiga ee.

Sida waayo-aragnimo waxaa lagu qeexaa?

Mar labaad ay shaqeeya ilaa 2002, muwaadin laga yaabaa, by siinaya buugga shaqada. diiwaangelinta shakhsi ahaaneed ayaa lagu soo bandhigay tan iyo 2003. Dhammaan macluumaadka ee ururka si ay u soo diri shaqaalaheeda, ayaa laga soo qoray FIU account database shakhsi ah.

adeegga bisilka kasbatay ka hor 01.01.15, oo dib loo xisaabin dhibic hawlgabka. First, xuquuqda hawlgabka waa go'an at 01,01. Markaas 2002 lacagta hawlgabka waxa lagu saleeyaa celceliska mushaharka 2 sano ka hor hawlgabka ama shan sano oo isku xigta. Tan iyo sannadkii 2002, xuquuqda hawlgabka waa go'an yahay oo ku salaysan cadadka darsaday bixisay. In 2010 ay revalued by 10% qiimaha caasimada hawlgabka. Intaa waxaa dheer eedeeyay 1% sanad kasta oo adeeg. Ilaa 2014, xaddiga nakoplennnogo caasimada hawlgabka sannad walba loo xaddiday by factor gaar ah. Helo qadarka kaydka qaybiyey kharashka factor hal. Sidaas go'aamiyo tirada guud ee dhibcood.

Si ay u fuliyaan xisaabinta sida naftaada quruxsan adag. Dhammaan macluumaadka lagu kaydiyo on canshuur ah "ganacsi" ah hawlgabka. Sidaa darteed, marka la xisaabinayo xaddiga lacagta hawlgabka waa ka wanaagsan in ay diiradda saaraan xisaabiyaha, gudbiyay website-ka FIU.

Sida loo sameeyo?

Waxaad u baahan tahay si ay u tagaan website-ka FIU "adeegyada elegtarooniga ah" iyo favorizirovatsya in "xogeedka". Halkan waxa aad ka arki kartaa dhibcood hawlgabka horey u mashaqo hawlgabka shaqada iyo xisaabiyo tirada sannadka hadda ku saleysan xogta mushaarka.

shaqaalaha Young isticmaalayso calculator ah in la qiyaaso xajmiga saxda ah ee hawlgabka, haddii adeegga ciidanka ama dhalashada ilmaha la qorsheeyay. dadka waayeelka ah ka arki kartaa sida ay u beddeli size ee bixinta, haddii ay "wali" shaqada. Waase in diiwaangelinta daahay bixinta ee hawlgabka, labada xaddiday in heerka lacagta. Laakiin "habka" in ka badan 10 sano waa wax aan waxba tarayn. Pension kordhay oo kaliya kuwaas oo ah tobanka maalmood ee ugu horreeya.

In 2014, dawladda ganaax formation of kaydka. Dhamaan lacagaha la hagaajiyo Inaan lacagta hadda. Tani time-out waxaa loo baahan yahay in ay ka gudbaan dhibaatada ka jirta FIU iyo "reformatting" shaqada NPF adeegyada aan la siinin wax ka badan 22 milyan oo qof. Wasaaradda Shaqada ayaa weli ku adkeysanaya on hordhaca ah ee qaab iskaa wax u qabso, waayo, dhismaha. Laakiin diiday dhaqaalaha "dheer" lacag ah ee dalka u horseedi karaa dhibaato dhaqaale oo halis ah.

xeerarka cusub

Tan iyo 2017 hawlgabka da'da jirkaan ayaa la tilmaamay waayo shuruudaha soo socda:

• waayo-aragnimo waa ugu yaraan 8 sano (2024 - 15);
• dhibic ka fariistay oo aan ka hooseeya 11.4 (korodhka sannadlaha ah ee 2.4 ilaa 30 marks);
• Muwaadin gaadhay 60 sano (Dadka) ama 55 sano (naag).

da'da hawlgabka ee dadka ay xafiiska dadweynaha, 2017 - 60,5 iyo 55.5 sano, raaceen by korodhka sannadlaha ah ilaa 65 iyo 63 sano.