Fikradda ah "nidaamka bangiyada": in la beddelo soo noqdo

Nasiib darro, fikradda nidaamka bangiyada by tiiro sii wadaan in ay qraallo la dhaqaalaha ee guurka. Aan si fudud. xasiloonida Dibadda, laga yaabee, waxaa jira oo kaliya waa mabda'a laba heer oo ah dhismaha (dhaqdhaqaaqa bangiyo ganacsi oo shati leh 'waxaa nidaaminaya by Bangiga Dhexe) a. content ee nidaam la mid ah, oo ay ku jiraan shaqada oo ah 112 oo ka mid ah bangiyada ugu wayn systemic, hadda taagan marinka dibuhabaynta weyn.

Inkastoo saadaasha allifey 2013, oo la xidhiidha hoos u dhac in amaahda Muga, si firfircoon uga soo koraya istaraatijiyad cusub. Sidaa darteed, fikirka ah "nidaamka bangiyada" maanta ma aha ma guurto ah. beddeli doonaa qalabka ay. model kala guurka ayaa laftiisa daallan. nidaamka bangiyada sida qayb ka mid ah dhaqaalaha dalka, tegey on line si loo xasiliyo dhaqaalaha. Tani waxa ay tilmaamaysaa in qoraalka rasmiga ah ee guulaha dalka ee qeybtii hore ee 2007, heerka dhaqaale ee 1990

At marxaladda la joogo, waxa uu noqonayaa mid adeegayaasha ah hantidooda la siiyo oo dhan waaxda warshadaha. Baahida loo qabo in aan baddalno fikradda iyo xubno ka mid ah nidaamka bangiyada waa wax iska cad. sinaanta maal ee teknoolajiyada cusub waa muhiim in howlgalka bulshada ee bangiyada. Waxaa la dhiiri in talaabooyinka la taaban karo jihada this ayaa horey u sheegay. Ka gudbitaanka ah "goobo xun" ee hababka lacagta adag, yareysey soo saarka gudaha, bedesho siyaasadda lacagta. Fikradda ah "nidaamka bangiyada" ugu dhakhsaha badan lagu bedeli doono hab cusub oo "heerka asaasiga ah" qayb ka mid ah 5.5% maanta. Wixii la barbardhigo, heerka refinansirovniya hawlgalka - 8.25%. Farsamo ee soo wajahda heerka cusub ee dhaqaalaha dalka ayaa la horumariyey.

Isla mar ahaantaana aan arkayno ah "deliberizatsii" t. E. Kordhinta lug gobolka ee baananka. Evidence of this - ah ee bangiyada ee degmada.

horumarinta suurtogalka ah ee bartilmaameed u ah nidaamka bangiyada gudaha u shaqayn kartaa sida qaybta Shiinaha ee bangiyada. Us u dhaw in ay model this, sida kootada ee caasimada bangiga gobolka ay gacanta ku - 60%. Macnaha waa wax iska cad. In si ay u gudbaan dhibaatooyinka dhaqaalaha danbayso aragnimada baahida fududaysay ee dulsaarka, qiimaha deymaha, "jilicsan" xeerka lacageed. Shiinaha natiijada hadalyaqaan ah, saamiga koritaanka ilaa 2006 - 9.5%, iyo xataa hadda, iyada oo dhibaatooyinka caalamiga ah, "cirka-sare" ganacsi Western - 8%. Casriyeeyey fikirka ah "nidaamka bangiyada" of our deriskaaga bari ku salaysan yahay labo mabda '. First, a si wanaagsan u qeexan oo loogu talagalay nidaamka bangiyada qaybta dadweynaha. Waxay ku salaysan tahay 4 gobolka bangiyada (Bank of China, Warshadaha iyo Ganacsiga, Dhismaha Bank, Beeraha Bank). Labaad, "suuqa" ee qaybaha ay, ma aha "dhisay on arkaynin Guryohoodii mooyee" dadweynaha iyo wada noolaanshaha abuuray in lagu daro ugu horreeyey. Sidoo kale u qalmaa dareenka aan "horumar degdeg ah", iyo awood-siinta evolutionary hay'adaha suuqa.

Waxaa muhiim ah in la joogo bangiga dhexe Ruush uu bilaabo inuu u tilmaamay booska wax dhisaya ee gobolka ee la xiriirta dhoofinta caasimadda Ruushka.

Waxaa ka hadlay baahida loo qabo in Debug xeerka a lacagta hufan oo la fahmi karo. Mid ka mid ah uu leeyahay oo kaliya in ay xusa "si lama filaan ah arkay" xilka Sergeem Ignatevym sharci darro soo qaxeen caasimadda sanadkii la soo dhaafay gaadhaya 48-49 bln. Doolar. Laba jeer lacagta (qiyaasay in saraakiisha fulinta sharciga iyo Interpol) qariyaa qorsheyaasha "binta" dheecaanka dhoofinta-dejinta!

dareenka More iyo ka badan waxaa lagu sawiray waxqabad oo ka mid ah "gabdho" ee bangiyada shisheeye. nooleenta ee credit macaamiisha ee sanadkii la soo dhaafay - ay element. kootada ee caasimada shisheeye ku hoos jira xaalad suuqa wanaagsan kacay April 2012 si ay u 31%!

Xaqiiqada ah in "bangiyada shisheeye" si ay u caawiyaan gobolka, adeegaya wareegga ah ee lacagta, shaki ku jirin. Si kastaba ha ahaatee, "gabadh" maanta arrin hufan waa deynsanaya saafiga ah ee suuqa Ruush, si ay u xaliyaan dhibaatada of "sirdoonka" waalidka dhismayaasha ay reer galbeedka, madadaalo u soo qaxeen ee magaalada dhex daynta in aan dadka deegaanka. Sida aad arki karto, fikirka ah "nidaamka bangiyada" waa buunbuunin by dheecaanka this.

Dhamaan arrimaha kor ku xusan "duulimaadka" ee caasimada rasmi ah, dabcan, inayan khasaare ahayn. Waa wax iska cad in la dhammaadka muddada ku meel gaarka ah iyo dhismaha ah ciyaartoyda ugu waaweyn ee suuqa si fudud ", waa wakhtiga" si dhab ah wax looga qabto farqiga this. Si kastaba ha ahaatee, aynu wada ognahay in uu siiyey kor u qaada dhaleeceynta loo. Kiimikaysan dhigay "gacan culus leh" Navy isbedel sharciga federaalka ee xeerka lacagta dhab albaabka u furay in our suuqa si ay u caleema saarka oo lacagta iyo fureen gacmaha caasimada dembiyada.

Gebogebaynta, waxaan la soco in shirkadda uu rajo qabo dib u habeynta nidaamka bangiyada gudaha.