BIC: waxa la aasaasay iyo meesha laga heli karaa?

Haddii aad ugu yaraan hal mar wajahday baahida loo qabo in buuxi waraaqaha lacagta ee bangiga kasta, ka dibna aad gabi ahaanba leeyihiin in ay buuxiyaan beer, taas oo in la qeexo bangiga BIC u dhigma. Tani jeesada waxaa ku qoran sida khasab dhammaan hay'adaha credit oo uu dhigayaa in fulinta xawaaladaha, design ee amarada bixinta, waraaqaha of credit iyo wixii la mid ah .. Inta badan wadamada, bangiga kasta oo cusub lagu qoro BIC gaar ah. Waa maxay, iyo sida loo sameeyay, waxaad ku baran doontaa by reading this article.

BIC: yaa ku meelaynayaa iyo waxa ujeedada

Waxay u taagan tahay soo gaabiyay ee jeesada sida "Bank aqoonsi Code" - waxa ay kuu ogolaanayaa inaad si ay u aqoonsadaan ururka oo awood sharci dhuleed, iyo sidoo kale macluumaad ku saabsan waqtiga ay abuurista. Sayidka, isagoo garanaya BIC ah, waxaad ka heli kartaa taas oo ku xiran ee xiriirka iyo markii la furay.

Waayo, diiwaangelinta of codes aqoonsi bangi ee bangiga ugu weyn ee ka masuul ee dalka - Bangiga Dhexe ee Russia. Waxa uu ku ah classifier salaysan socda Bykov of Russia. Ugu yaraan bangiga dhexe ee bil kasta cusbooneysiisaa macluumaadka ku saabsan haybta, taas oo waxa lagu kaydiyaa buugga gaar ah. Amarka waxaa of tixraaca, iyo sidoo kale qaabka aad u of BIC ah, loo aqoonsaday Regulations CBR 225P tirada 2003.

Dhismaha Bika ah: assort faahfaahsan

Bal aynu eegno dhow at waxa NIR ah. Waa maxay aqoonsi ee gaar ah iyo sida loo sameeyey, waayo, mid kasta oo hay'ad credit ah. First of dhan waa in la sheegay in feature ee joogta ah jeesada waa tirada lambar (ama halkii, gaballo), kuwaas oo had iyo jeer waa 9. Taas waxaa suurtagal ah si loo ogaado taas oo territory khuseysaa hal ama bangi kale, iyo qaybta gaar ah (xafiiska), kaas oo ku hawlan dejinta adeegga macaamiisha -kassovym.

Qiimaha gelinno Beek

BIC waxaa had iyo jeer ka akhrisan ka bidix ilaa midig. Ka fiirso wixii kasta lambar in tirada celcelis ahaan of code aqoonsiga bankiga:

1. Labada lambar ee koobaad (gelinno 1-2) - dhibic bangiga ka tirsan gobolka gaar ah (ka diiwaan gashan dalka a). bangiyada Ruush BIC mar walba bilaabataa lambar ee "04".
2. The labaad laba lambar (gelinno 3-4) - code ee Russia, loo xilsaaray sida ay Qoondaynta Qaranka (OKATO) kala waxyaalaha ku salaysan maamul-gobolleed. code Tani waxay muujinaysaa mawduuca Federation Ruush, halkaas oo Bank la noolyahay. Haddii hay'ad credit a oo ku yaalla meel ka baxsan Russia, waxaa lagu wadaa in uu "00".
3. Saddexaad laba lambar (gelinno 5-6) - lambarka aqoonsiga ka yar oo kala qaybsameen bangiyada gaar ahaan ka shaqeeya shabakadda dejinta ee Bangiga Dhexe ee. Waxaa ka "00" in "99" bedelay.
4. The saddex nambar ee ugu danbeyso (7-9 lambar) - tirada hay'adda credit (ama laanta) ee horyaalka ka mid ah Bank of Russia, taasoo u furay account Wariyaha ay. dhaxayn karo "050" in "999". Waayo, xarumaha dejinta lacagta caddaanka ah ee Bank of Russia Waayo, kuwaas oo siideeyn (7, 8, 9) waxaa loo xilsaaray tiro ka mid ah "000". Waayo, xarunta dejinta ugu weyn - "001". Maxaa yeelay, dhammaan kooxihii kale ee network oo ka mid ah Bank of xisaabaha Russia - "002".

Sayidka, bangiga code aqoonsiga ee hay'ad kasta credit waa mid gaar ah oo ma u dhigma la faahfaahinta la xidhiidha baananka kale.

BIC on tusaale ahaan ka mid ah Sberbank of Russia

Bal aynu eegno tusaale sida this waxaa la aasaasay jeesada. Inta badan muwaadiniinta xiiseynaya bangiga BIC "Sberbank of Russia". Waxay ka fiirsan doonaan. Oo tanuna ha noqoto xafiiska weyn, oo ku yaalla Moscow. Uu BIC - 044525225 meesha:

• 04 - code of Russia,
• 45 - code of Moscow,
• 25 - tirada laanta;
• 225 - Number network dejinta qeybinta shuruud LA CBR. (Waxaa muhiim ah in la ogaado in tirada this waa in ay daruuri beego saddex nambar ee ugu danbeyso ee account Wariyaha macmiilka ah.)

Halkee iyo sidee ayaan ka heli karaa macluumaad ku saabsan BIC ah

Haddii aad buuxiso waraaqaha loo baahan yahay BIC ee bangiga, ka dibna u arkaan in ay ma aha wax adag. Waa midda koowaade, jeesada waa in ay daruuri tahay in lagu rakibaa on internetka ee hay'adda credit laftiisa. Ujeedada this waxaa jira qaybta u dhiganta - "Details", in ay helaan oo u furan yahay oo dhan. Marka labaad, faahfaahin intaas oo dhammu waxay bangiyada Ruush waxaa laga heli karaa website-ka rasmiga ah ee Bangiga Dhexe. Macluumaadkan waxaa laga heli karaa qaybta "Warbixin ku saabsan Credit Ururada", by xulashada "Directory" iyo dhirta si aad bangiga.

Marka aynu u baahan tahay BIC ah?

BIC waa faa'iido leh? Waa maxay code (marka lagu daro xog ku saabsan awoodda dhulka hay'ad credit) ee macaamiisha bangiga ee? Tani waxay ku qabanaya jeesada loo baahan yahay in lagu fuliyo dhammaan lacagaha listicmaalka, iyo sidoo kale mid ka mid ah hab kala iibsiga / soo dhaweynta iyo bixinta guddiga. buuxiso waraaqaha lacagta Suurtogal ma noqon doono, iyada oo.

Sidaas darteed, waxaan ka fiirsaday dhamaan macluumaadka aasaasiga ah ee la xiriira sida an faahfaahinta bangiga muhiim ah sida BIC. Haddaba waa in aad leedahay ma dhibaatooyin buuxinta waraaqaha haddii aad soo gaarto beer taas oo aad rabto in aad soo gashid aad bangiga ee BIC.