Maxaad qaaliga ah Caymiska Car

In 2011, darawallada ayaa dhowr jeer lagu arkay korodhka kharashka CTP oo si xoog leh uga walaacsan this. Isla mar ahaantaana waxaa la sugaya kaca cusub ee qiimaha. Waa maxay sababta?
Sida laga soo xigtay Midowga Ruushka ee Caymiska, kororka qiimaha caymiska ka dhacay ay ahayd in la filayo in July 2011. Xaaladdan oo kale, shirkada waxaa loo arkaa heerarka koritaanka aan ku filnayn iyo diyaariyaan isbedelka cusub.
Sida waafaqsan sharciga hadda jira, dawladda qabsadaan waxaa laga yaabaa in canshuuraha laga qaato caymiska TPL motor khasab mar 6 bilood kasta. Marka milkiilayaasha baabuurta waqti isku mid ah, oo inta badan ay isticmaalaan calculator CTP online, xusay kaliya labo xaaladood oo qiimo koror ka badan 8 sano ee la soo dhaafay of Law ku CTP. Maraakiibtan ayaa Ruush ayaa bedelay wax badan oo muddo sanado ah, dhab ahaantii waxa ay ahayd casriyayn ah. Sidaas awgeed, kordhay iyo size celcelis ahaan lacagaha caymiska ee birta ah. Intaa waxaa dheer, sicir bararka ayaa keentay in qiimaha sare ee dayactir iyo kharashka saldhigga adeegga caadiga ah-saac.
mugga baabuur iibin sii kordhaya sanad walba by 30-40%, laakiin kaabayaasha wadada isku mid. daynta Consumer waa in marxaladda koritaanka a, si isteerinka gaariga fadhiya tiro badan oo darawaliinta dhalinyarada heer aad u hooseeya oo tababar ah. All this gacan ka koritaanka shilalka waddooyinka, sidaas darteed, waxay keentay in khasaaraha ka mid ah caymisyada CTP.
Sanadihii la soo dhaafay, xaddiga deymaha ee caymisyada kordhay. farqiga u dhaxeeya waajibaadka shirkadda iyo caddadka caymiska, sida uu sheegay wakiilkiisa ee PCA, waxa suurto gal ahayd inuu dib u helo oo kaliya sixitaanka ee canshuuraha iyo horgalaha ay. In sano ee lasoo dhaafay, milkiilayaasha baabuurta kuwaas oo loo isticmaalo CASCO iyo CTP xisaabinta, xusay arrimuhu khatar ah. In ka badan sanadkii la soo dhaafay, suuqa ka tagay 26 shirkadood, iyo in ka badan 8 sano ah oo safafka SAR ayaa la taaban karo thinned, maxaa yeelay, Midowga ayaa ka tagay 60 shirkadood. Inta badan caymisyada ku dhawaaqday laftiisa kacday, sida xawaaraha ah ee koritaanka lacagta ahaa si weyn u ka badan saamiga koritaanka of lacagta.
Sidaas awgeed, sida kor u xun qiimaha siyaasad CTP ahayd lagama maarmaan. Haddii ay tani weli ma ay dhacday, waxa uu noqon lahaa sawir ka badan kahdo ee suuqa ee hadda. Sida laga soo xigtay shirkadaha caymiska, wax saameyn ah oo ka mid ah canshuuraha cusub uu noqon doono oo kaliya ee sanadka soo socda, marka dhan milkiilayaasha baabuurta leedahay waqti si loo cusboonaysiiyo siyaasadaha. Ka qaybgalayaasha ka mid ah SAR ku xusay in qabsiga kaliya ee canshuuraha iyo heerka canshuur aysan ku filneyn. Haddii shirkadaha go'aan ah in la kordhiyo soohdinta reer sheegashada caymiska, taasi waxay keeni doontaa in u kaca cusub ee qiimaha caymiska.